What this product offers
The provider describes a cash or wallet-transfer use. Check the exact receiving channels in your offer.
- Published amount
- ₱500–₱20,000Requested amount can differ from the approved loan.
- Repayment
- Confirm the termFAQ: 65–180 days; other page sections differ.
- Fee basis
- Check the final disclosureHomepage quotes 11.9% / month; final terms vary.
Fee units differ between products. These figures are not a common total-cost quote, EIR calculation or cheapest-loan ranking.
Requirements and access
Filipino resident with employment or professional income. The page gives differing age wording; confirm eligibility directly.
Meeting the listed requirements does not guarantee approval. Check the provider’s current eligibility and document rules before sharing information.
Repayment to check
Provider directs repayment through DragonPay. Confirm the final schedule and total amount before proceeding.
Limitations and source differences
- The same homepage shows a 10/20/30-day selector, a 3–6 month product block and a 65–180 day FAQ. We do not treat them as one verified schedule.
- The page states both age 22+ and 22–60. First-loan promotions are conditional; advertised interest does not establish the all-in cost of your offer.
- Historical SEC records support the published registration and CA numbers, but they are not proof of current good standing or of the safety of a current app package.
App downloads and access
Moneycat website access only
No current app-store download is linked. Review the verification warning before leaving HiramGuide.
A previously indexed Google Play result now returns 404, and similarly named iPhone apps are not the same Philippine lending product. The provider website offers a direct APK and instructions to disable Google Play Protect; HiramGuide does not link to APK files or recommend turning off device security.
No currently reachable Philippine app-store listing verified. Website access only; do not install a similarly named app or APK.
App identity and source check
Checked 2026-09-04. App identity is separate from lending authorization.
Check the original sources
These links support the record above. A provider-source check is not independent regulatory certification or a partnership.
- MoneyCat: product, eligibility and FAQ ↗Record checked 2026-09-03
- MoneyCat: current mobile access instructions ↗Record checked 2026-09-04
- SEC: registered financing companies as of 31 August 2024 ↗Record checked 2026-09-04
- SEC: recorded online lending platforms as of 29 November 2021 ↗Record checked 2026-09-04
Provider logos identify their owners. Public-use clearance remains under review. No commission is connected to these links.