Pili ayon sa gamit
Start with the kind of credit you can actually use, then compare the cash received, repayment schedule and fee basis shown by the provider.
12 products across 9 brands. This is a growing source-based directory—not every Philippine product, an approval check or a “best loan” ranking.
One app, three different uses
All three are reached inside the official GCash app. Their purpose, repayment structure and eligibility are separate.
Compare the three GCash features →Compare published facts
Fee units are not interchangeable. A monthly rate, a processing fee and a daily-accruing charge cannot be sorted into an honest cheapest list without the actual cash flows and schedule.
Product records checked . Conflicts and unknown fields remain visible.
8 listed
Products that provide cash or send approved proceeds to a stated receiving channel. Check net proceeds after deductions.
| Product and use | Published amount | Repayment | Fee basis | Check |
|---|---|---|---|---|
 GLoanCash to GCash | Check your offerOfficial pages disagree on the maximum. | 1–24 monthsAvailable terms depend on eligibility. | 1.59%–6.99% / monthPlus 3%–5% processing fee, deducted upfront. This is not EIR. | Details & sources →Provider source ↗ |
 Tala regular loanCash loan | Up to ₱25,000Public ceiling, not a first-loan entitlement. | 15–61 daysRegular-loan help-page range; Play describes credit-line terms up to 120 days. Confirm your offer. | Processing + daily feePersonalized pricing; published fee ranges differ. | Details & sources →Provider source ↗ |
 JuanHand Cash LoanCash to bank or wallet | ₱2,000–₱50,000Published range; your approved amount can differ. | 91–180 daysDeveloper listing; confirm the installment schedule. | Check interest + service feeOfficial website and Play fee descriptions differ. | Details & sources →Provider source ↗ |
 Cashalo Cash LoanCash to bank or wallet | ₱1,000–₱13,000Provider ceiling, not a guaranteed initial limit. | 61–180 daysPlay-listed range; payment dates are offer-specific. | Daily interest + service feeCheck the disclosure; published rate scopes differ. | Details & sources →Provider source ↗ |
 Finbro Cash LoanCash to bank or wallet | ₱1,000–₱50,000Homepage selector range, subject to assessment. | Check payment dates12-month headline is not a 12-installment promise. | Disclosed during applicationThe FAQ does not publish a universal numeric rate. | Details & sources →Provider source ↗ |
 Home Credit Cash LoanBank transfer or cash pick-up | ₱3,000–₱150,000Published range for customers with an eligible offer. | Monthly installmentsAvailable number of months depends on the offer. | Interest + applicable feesDisclosures list nominal rates and a processing charge. | Details & sources →Provider source ↗ |
 Maya Personal LoanCash to Maya Wallet | Check your offerThe same official page gives conflicting ranges. | 6–24 monthsListed calculator terms; longer options say coming soon. | From 0.83% monthly add-onSix-month illustration: 1.40% monthly EIR; not universal pricing. | Details & sources →Provider source ↗ |
 MoneyCat Cash LoanCash to bank accountVerification pending | ₱500–₱20,000Requested amount can differ from the approved loan. | Confirm the termFAQ: 65–180 days; other page sections differ. | Check the final disclosureHomepage quotes 11.9% / month; final terms vary. | Details & sources →Provider source ↗ |
3 listed
Reusable limits for supported payments. A restored limit and a future offer are subject to the provider’s account rules.
| Product and use | Published amount | Repayment | Fee basis | Check |
|---|---|---|---|---|
| Maya Easy CreditWallet transfer or merchant payment | Up to ₱50,000Current product-page ceiling; individual limit varies. | Up to 30 daysBilling-cycle due date, not monthly installments. | Service fee from 3.99%Plus DST and any applicable wallet-transfer fee. Check the disclosure. | Details & sources →Provider source ↗ |
 BillEase Credit LineMerchant purchases only | ₱10,000–₱50,000Approved-limit range, not a minimum purchase. | Monthly statementRepayment dates follow the account statement. | Conditional interest waiverPay the full statement by its due date; otherwise agreement rates apply. | Details & sources →Provider source ↗ |
| GCreditMerchant payments and bills | Up to ₱50,000Approved reusable limit, not a cash-loan amount. | Check current statementUse the amount due and due date shown in GCash. | 5%–7% / monthInterest accrues by days used; not a flat transaction fee. | Details & sources →Provider source ↗ |
1 listed
Purchase financing for supported merchants. It should not be treated as cash available to withdraw.
| Product and use | Published amount | Repayment | Fee basis | Check |
|---|---|---|---|---|
| GGivesPartner-store purchases | ₱1,000–₱125,000Published purchase-loan range, subject to eligibility. | 2–24 monthsAvailable installments depend on your offer. | 0%–5.49% / monthOffer-dependent interest; 0% is not available to everyone. | Details & sources →Provider source ↗ |
No. It organises provider-published facts. A source check is not an independent licence check, personal recommendation or approval prediction.
No. HiramGuide does not take applications, activate wallet credit or collect identity documents. Product pages link only to the provider’s sources and verified app-store destinations where available.
GLoan, GCredit and GGives are separate features inside GCash. Open the relevant Borrow dashboard; there are not three separate official product apps.
